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Non Salary Transfer Loan

Non Salary Transfer Loan

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It is an unsecured loan taken by individuals from a bank or a non-banking financial company (NBFC) on the basis of his salary to meet their personal needs ~ terms and conditions apply.


Loan without a commitment of salary transfer to a specific bank is Non-salary transfer loan. Often it is expensive as compared to Salary transfer loan and loan amount would be a maximum of 5-8 multiples of salary.

Eligibility Criteria

  • Salary: 5k & above
  • Age: 21 to 60 years
  • Length of service: 6 months or confirmed.
  • Company: Open for both listed & non-listed companies.
  • AECB: Existing credit history is preferred, though not mandatory.

Mandatory Requirements

  • A valid copy of Passport, Resident visa, and Emirates ID.
  • Salary certificate/Payslips.
  • 3 months bank statement.
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