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Salary Transfer Loan

Salary Transfer Loan

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It is an unsecured loan taken by individuals from a bank or a non-banking financial company (NBFC) on the basis of his salary to meet their personal needs ~ terms and conditions apply.


A loan availed under the criteria of salary transfer to a specific bank by specifying the gratuity & EOSB clause is called Salary transfer loan. Often interest-rate is low for such loans.

Eligibility Criteria

  • Salary: 5k & above
  • Age: 21 to 60 years
  • Length of service: 3 months or confirmed.
  • Company: Only listed companies with Banks.
  • AECB: Existing credit history is preferred, though not mandatory.

Mandatory Requirements

  • A valid copy of Passport, Resident visa, and Emirates ID.
  • Salary transfer letter/Salary certificate.
  • 3 months bank statement.
personal loan